Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing our platform, or otherwise using any service offered by Futuristic Kapitex, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. We may update these Terms from time to time, and continued use of our services after changes are posted constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use our services. By using our services, you represent and warrant that you meet these requirements and that any information you provide to us is accurate and complete.

3. Description of Services

Futuristic Kapitex provides data analysis, risk management, and related tooling intended to support informed decision-making. Our services are provided on an "as is" and "as available" basis. We do not guarantee any specific financial outcome, and nothing on our platform should be construed as personalised financial, legal, or investment advice.

4. Account Responsibilities

If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use of your account or any other breach of security.

5. Acceptable Use

You agree not to use our services to:

• Violate any applicable law, regulation, or third-party right.
• Attempt to gain unauthorized access to our systems, data, or networks.
• Reverse-engineer, decompile, or otherwise attempt to extract the source code of our software.
• Use our services to transmit malicious code, spam, or unlawful content.
• Interfere with or disrupt the integrity or performance of our platform.

6. Intellectual Property

All content, software, trademarks, logos, and materials made available through our services are the property of Futuristic Kapitex or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, sell, or lease any part of our services without prior written consent.

7. Fees and Payment

Where applicable, fees for our services will be disclosed to you prior to purchase. All fees are exclusive of applicable taxes unless stated otherwise. We reserve the right to modify our pricing with reasonable prior notice. Failure to pay applicable fees may result in suspension or termination of your access to the relevant services.

8. Disclaimers

Our services are provided without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure. Any analytical outputs, insights, or risk indicators generated by our platform are informational in nature and should not be relied upon as the sole basis for any decision.

9. Limitation of Liability

To the fullest extent permitted by law, Futuristic Kapitex shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from your use of or inability to use our services, even if we have been advised of the possibility of such damages. Our total aggregate liability for any claim arising out of or relating to these Terms shall not exceed the amount paid by you, if any, for the service giving rise to the claim.

10. Indemnification

You agree to indemnify and hold harmless Futuristic Kapitex, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of our services, your violation of these Terms, or your infringement of any third-party right.

11. Termination

We may suspend or terminate your access to our services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to Futuristic Kapitex, other users, or third parties. Upon termination, your right to use our services will immediately cease.

12. Third-Party Links and Services

Our platform may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, accuracy, or practices of any third-party services, and your use of them is subject to their respective terms and policies.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Futuristic Kapitex is registered, without regard to conflict-of-law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable mandatory law.

14. Changes to These Terms

We reserve the right to amend these Terms at any time. Material changes will be communicated through reasonable means, such as posting an updated version on this page with a revised "Last updated" date. Your continued use of our services following any changes constitutes your acceptance of the revised Terms.

15. Contact Us

If you have any questions about these Terms, please get in touch via our Contact page.